Letter from the CEO

March 2016

 Geof-Scanlon - Scanlon & Associates Employee Benefits BrokersThe Purpose of My E-NewsletterI hope you enjoy receiving my e-newsletter.  It is intended to enhance and complement the personalized service that you already receive from me.  The e-newsletter’s main objective is to ensure, regardless of busy work schedules and travel plans, that each of my clients will receive at least a minimal amount of timely advice on a regular basis.  I also hope it will stimulate your thinking on issues related to your personal finances by providing you with articles on a variety of financial topics.  Please feel free to call or e-mail me with any questions or comments, particularly with regard to the applicability of a given idea to your personal situation.


Please be liberal in sharing this e-newsletter with your colleagues and friends.  Feel free to call or e-mail me with the names and addresses of people who might enjoy receiving their own copy of this e-newsletter.

Give Yourself a Money Makeover
A new haircut or wardrobe overhaul can work wonders in terms of giving someone a fresh outlook on life and a self-esteem boost. The same can be said for a money makeover. While it might not be quite as fun as a traditional makeover, a money makeover can improve your finances. Best of all, unlike other kinds of makeovers, a money makeover can actually save you money.
[FULL ARTICLE…Give Yourself a Money Makeover]
Financial Planning for Married Couples
Marriage is a partnership. You and your spouse are a team both personally and financially. But sometimes, that partnership needs a little work. Even if you’ve been married for decades, you may need a refresher course on financial planning basics. Here are six financial moves married couples should make.
[FULL ARTICLE…Financial Planning for Married Couples]
Talking to Parents about Finances
Often, our parents need a gentle nudge or reminder to take their medication or make it to a doctor’s appointment. Other times, there’s the need for full financial intervention. The tough job is knowing the difference.
[FULL ARTICLE…Talking to Parents about Finances]
Do You Really Need 70%?
A general retirement planning rule of thumb indicates that you’ll need 70% to 80% of your preretirement income. Many estimates now indicate that may be too little for those who want to live an active retirement lifestyle. But when you realize how much you need to save, it’s tempting to question whether you really need even 70% of your preretirement income.
[FULL ARTICLE…Do You Really Need 70%?]
Tips for Your Asset Allocation
Unfortunately, there is no one asset allocation plan that is suitable for all investors. You need to evaluate your risk tolerance, time horizon for investing, and return needs to determine how you should allocate your portfolio among the various investment categories. To help you with those decisions, consider these points.
[FULL ARTICLE…Tips for Your Asset Allocation]

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