Letter from the CEO


May 2016

 Geof-Scanlon - Scanlon & Associates Employee Benefits BrokersThe Purpose of My E-Newsletter

I hope you enjoy receiving my e-newsletter.  It is intended to enhance and complement the personalized service that you already receive from me.  The e-newsletter’s main objective is to ensure, regardless of busy work schedules and travel plans, that each of my clients will receive at least a minimal amount of timely advice on a regular basis.  I also hope it will stimulate your thinking on issues related to your personal finances by providing you with articles on a variety of financial topics.  Please feel free to call or e-mail me with any questions or comments, particularly with regard to the applicability of a given idea to your personal situation.

Please be liberal in sharing this e-newsletter with your colleagues and friends.  Feel free to call or e-mail me with the names and addresses of people who might enjoy receiving their own copy of this e-newsletter.

Federal Reserve Policies and Their Financial Impact
The policies of the Federal Reserve directly impact our economy, though the extent of that impact varies. In order to understand the effects of the Federal Reserve’s policies, it’s important to discern between these policies and those of the legislative branch.
[FULL ARTICLE…Federal Reserve Policies and Their Financial Impact]
How to Evaluate Investment Results
There are at least four different ways of evaluating how well your portfolio has performed. These include: focus on only your short-term results, look at each of your positions in isolation from the others, concentrate on how your results make you feel, and compare your returns to a benchmark index. What’s wrong with these approaches?
[FULL ARTICLE…How to Evaluate Investment Results]
Recent Employment Trends
During the recession of December 2007 to June 2009, unemployment rates rose from 5% to 9.5%, peaking at 10% in October 2009. Since that period, unemployment has gradually dropped each year, with an average of 5.3% in 2015, a seven-year low more closely resembling prerecession unemployment figures.
[FULL ARTICLE…Recent Employment Trends]
5 Facts about Estate Planning
When it comes to the future, most Americans have a blind spot: estate planning. Maybe it’s because of an unwillingness to think about mortality or a sense that wills and trusts are only for the wealthy that leads people to ignore this important financial planning task. That’s a problem, because not having an estate plan could put your family’s financial future in jeopardy and cause other serious consequences.
[FULL ARTICLE…5 Facts about Estate Planning]
Protect Your Financial Security
One of your first financial goals should be to protect your family’s financial security from major catastrophes. To do so, consider these four items: a cash reserve for short-term emergencies, adequate insurance in all major areas, umbrella liability insurance, and a power of attorney.
[FULL ARTICLE…Protect Your Financial Security]

Client Testimonials

Don’t take our word for it, hear what a few of our loyal customers have to say about working with Scanlon & Associates.


Leslie Vincent, President
Members Choice Credit Union

“My job is to run a credit union, not to handle all aspects of the time consuming details of HR Management and Employee Benefits.  Geof Scanlon of Scanlon & Associates has handled for quite some time, many aspects of our benefits portfolio with competence and problem resolution are strengths of Scanlon & Associates.  I never worry about the quality and integrity of the products and I am thrilled with their extraordinary level of service.  Scanlon & Associates come with my highest recommendation.

Judy Hester, CEO
Northern Kentucky Educators Fedeeral Credit Union

“NKEFCU considers Scanlon & Associates an asset to our business.  They have helped us obtain the best pricing available for our employee’s health insurance package, as well as disablity and life insurance for the past 7 years.  NKEFCU actually used Scanlon & Associates before the endorsement from the Kentucky Credit Union League.

The Scanlon & Associates employees are always helpful, answering any questions the credit union and employees may have about their insurance.  We consider ourselves fortunate to have found Brennan and his team when the credit union was in need of insurance for the employees.  I would highly recommend Scanlon & Associates to any company searching for benefits for their employees.

Mike Cooper, President
C & O United

“Scanlon & Associates has been helping C & O United Credit Union for years and with only 6 employees, they have treated us like we were just as important as a company with 60 or 600.  The pricing of our insurance has also been low being included with the KCUL group.  I highly recommend you consider partnering with Scanlon & Associates as your insurance broker.

Alesha Saalwaechter, CEO
Daviess County Teachers Federal Credit Union

“I was a bit overwhelmed this past year when it came to renewing our employee health insurance package.  Scanlon & Associates met with me on several occasional and explained our options.  They are experts in their field and it was comforting to have them walk me thru the process.

Pathway Systems for Small Business


Scanlon & Associates is prepared to handle all your needs, such as selection of insurance for your business, employee benefit plans, advice and assistance with business tax preparation and documentation, and professional counsel on investment options and opportunities.  Our team is composed of seasoned professionals who have loyally and steadfastly served our clients over the years, backed by well-organized and thorough support staff providing timely and accurate follow-through on all client matters.